Endorsements

The following is a list of common endorsements. If you have any questions about endorsements please give us a call and someone in our title department will be happy to assist you.  Click to view standard vs extended coverage

Our “Standard” endorsements that are issued with our Extended Policies:

  • 9-06: Provides coverage regarding restrictions, encroachments, easements, etc., plus assurances regarding marketability and rights to extract minerals (if applicable).
  • 22-06: Designation of type of improvements and address verification.
  • 8.1-06: Coverage against filed environmental liens.

Optional endorsements:

  • Alta 4-06: Condominium endorsement. Provides coverage that premises are part of a legal condominium; there are no present violation of restrictions; there are no forfeiture clauses, etc. $50.00
  • Alta 5-06: Planned Unit Development (PUD) endorsement. Provides affirmative insurance concerning CC&Rs, homeowner’s association assessments, encroachments and right of first refusal with respect to planned unit development. $50.00
  • Alta 6-06: Variable Rate Mortgage endorsement. Provides assurance against loss of priority by reason of changing interest rate. $25.00
  • Alta 7-06: Manufactured Housing endorsement. Provides assurance that manufactured housing unit is located in “land” in policy. Requires a recorded Statement of Intent to Declare Manufactured Housing as Real Property before issuance. $40.00
  • Alta 102.5: Foundation endorsement. Provides that foundation is within boundaries, no violations of restrictions, foundations do not encroach onto easements. $50.00 for residential property, $100.00 for commercial property.
  • Alta 108.8: Additional Advance endorsement. Provides assurance that advance is secured by the insured deed of trust. $40.00 plus schedule change for increase.
  • Alta 110.5: Mortgage Modification endorsement. Provides assurances regarding recorded modification including priority over other liens, etc. 10% of basic rate. Minimum $40.00 unless issued in conjunction with a 108 series endorsement, in which case there shall be no charge.