Standard vs. Extended Coverage

Sun Valley Title through its title policy provides protection against loss from such title defects as:

  Standard Extended
1. Forgery. X X
2. False impersonation of the true owner of the land or contract. X X
3. Instruments executed under fabricated or expired power of attorneys. X X
4. Deed delivered after the death of the grantor. X X
5. Deeds by persons of unsound mind. X X
6. Deed by minors. X X
7. Deeds not properly delivered. X X
8. Incorrect legal descriptions. X X
9. Duress in execution of instruments. X X
10. Misrepresentation of the marital status of the grantor. X X
11. Misinterpretation of wills, deeds and other instruments. X X
12. Interests arising by deeds to fictitious characters to conceal illegal activities on the premises. X X
13. Undisclosed or missing heirs. X X
14. Wills not properly probated. X X
15. Deeds to or from invalid or non-existing corporations or partnerships. X X
16. Mistakes in recording legal documents. X X
17. Unmarketability of title. X X
18. Record defects, liens, encumbrances, adverse claims or other matters not known or disclosed to the new owner that attach before date of policy. X X
19. Legal right of access. X X
20. Easements, claims of easements or encumbrances which are not shown by the records.   X
21. Taxes or assessments not shown as existing liens by the records.   X
22. Unrecorded liens for services, labor or materials imposed by law.   X
23. Encroachments and boundary conflicts which a correct survey would disclose and not shown of record.   X
24. Claims of parties in possession not shown of record.   X
25. Unpatented mining claims.   X