Standard vs. Extended Coverage
Sun Valley Title through its title policy provides protection against loss from such title defects as:
| |
Standard |
Extended |
| 1. Forgery. |
X |
X |
| 2. False impersonation of the true owner of the land or contract. |
X |
X |
| 3. Instruments executed under fabricated or expired power of attorneys. |
X |
X |
| 4. Deed delivered after the death of the grantor. |
X |
X |
| 5. Deeds by persons of unsound mind. |
X |
X |
| 6. Deed by minors. |
X |
X |
| 7. Deeds not properly delivered. |
X |
X |
| 8. Incorrect legal descriptions. |
X |
X |
| 9. Duress in execution of instruments. |
X |
X |
| 10. Misrepresentation of the marital status of the grantor. |
X |
X |
| 11. Misinterpretation of wills, deeds and other instruments. |
X |
X |
| 12. Interests arising by deeds to fictitious characters to conceal illegal activities on the premises. |
X |
X |
| 13. Undisclosed or missing heirs. |
X |
X |
| 14. Wills not properly probated. |
X |
X |
| 15. Deeds to or from invalid or non-existing corporations or partnerships. |
X |
X |
| 16. Mistakes in recording legal documents. |
X |
X |
| 17. Unmarketability of title. |
X |
X |
| 18. Record defects, liens, encumbrances, adverse claims or other matters not known or disclosed to the new owner that attach before date of policy. |
X |
X |
| 19. Legal right of access. |
X |
X |
| 20. Easements, claims of easements or encumbrances which are not shown by the records. |
|
X |
| 21. Taxes or assessments not shown as existing liens by the records. |
|
X |
| 22. Unrecorded liens for services, labor or materials imposed by law. |
|
X |
| 23. Encroachments and boundary conflicts which a correct survey would disclose and not shown of record. |
|
X |
| 24. Claims of parties in possession not shown of record. |
|
X |
| 25. Unpatented mining claims. |
|
X |